Debt Payoff vs Investing... It’s Not Just Math It’s Human Behavior | Episode 12

Ever wondered if you should wipe out your debt as fast as possible or maybe hang on to those loans and invest instead? In this episode, we explore the balance between math and mindset because financial plans don’t live in spreadsheets, they live in real life.

Michael, CFP® and EA unpacks the pros and cons of paying debt quickly versus investing for the long haul, why behavior often beats math in the real world, and when taking on debt may actually make sense, especially if it’s investing in yourself or your career.

Plus, a lighthearted look at what happens when “adulting” meets your first paycheck (and suddenly your bed goes from one pillow to eight).

If you’ve ever wondered:

💭 “Should I pay off my student loans or invest instead?”

💭 “When is debt okay?”

💭 “How do I prioritize my money when I’m just starting out?”

This episode is right for you.