401(k) Setup Made Simple: What You Should Know!

Written By Michael Custer

In this video, I share insights from recent 401(k) plan meetings and answer the common employee questions.

We cover:

✅ Roth vs. Pre-Tax Contributions

✅ Employer Match Explained (5% for 4% and more)

✅ Target Date Funds

✅ 2025 Contribution Limits, Catch-Up & Super Catch-Up Rules

✅ Automatic Enrollment: What You Should Know

✅ Strategies to Try to Reduce Lifetime Taxes

✅ Why 401(k)s Are a Deal with the Government

Whether you’re new to retirement planning or looking to reevaluate your current setup, this video gives you the clarity and confidence to take action.

Michael Custer

Michael graduated from Hope College where he played Quarterback for the football team. Now, he focuses on tax strategies, helping W-2 employees and small business owners with implementing tax strategies, learning their choices with old work retirement plans, and Roth IRAs. He has a passion for building a relationship with his clients. Understanding why money matters to you is important to him. He firmly believes that finances can be a powerful tool for your life goals.

Michael is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and also holds his Series 7, Series 66, Series 24. and SIE registrations with LPL Financial as well as his Life, Health, Property and Casualty insurance licenses.

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