Advice From a Wise 90 Year Old: Money Lessons That Still Matter Today

In this episode, Michael and Jacqueline welcome a special guest: Michael’s grandpa Larry. Long before Dave Ramsey made his financial classes famous, Larry was already living it. He stretched a teacher’s salary to provide for his family, steering clear of debt like it had fangs, and had the foresight to invest early with a long‑term mindset.

They discuss:

💭 Larry growing up in a low income family where every penny had a job

💭 He joined the Navy Reserves and used his military paychecks to build his first savings pile

💭 Budgeting his $4,100/year income

💭 He was running envelope budgets before it was cool, even convincing his wife to join the system

💭 He refused to buy anything on payments except this home

💭 He saved for his kids college before most people he knew even said the word investing

💭 He quietly set his family up well for generations by planning years ahead

💭 And yes, there is a family story about cash flying out the car window on the highway

His story shows that steady discipline and choices has been a secret of the American Dream. And according to Larry, the two big lessons are simple: think ahead and marry the right women!

If you love hearing real life wisdom from someone who quietly lived out these philosophies decades before the personal finance world turned them into slogans, you are going to enjoy this one.