Pre-Retirees & Retirees

Retirement is often what we work for, and it deserves the utmost attention and care. We believe proper preparation can help you feel confident in your retirement — and that matters.

Retirement can signify the start of an exciting new chapter in life. We love seeing our members embrace the chance to spend more time doing what brings them the most joy, while their hard-earned savings support the expenses. Rather than an end, retirement is a fresh beginning, and one we get excited about for our clients! While retirement can bring financial uncertainties and concerns, our team is here to help guide you through them.

We aim to help you enjoy a higher spending amount or earlier retirement than you expected by trying to use valuable planning and investment strategies as you approach retirement.

Our team has helped many plan and execute their retirement strategy. You only have one retirement (if done correctly) but our teams work toward this for our clients everyday.

We are a financial planning team focused on the whole picture, not solely investing assets. We believe that a great financial planning team should help you strategize your taxes, manage your investment portfolio, consider Social Security options, and more with YOUR goals top of mind.

We know you’re working hard to build your nest egg and we take that seriously.

An Exciting Chapter

Our Commitment

There are a plethora of variables factored into retirement planning. We believe in considering the whole picture to create what could be the best and most comprehensive plan. Our commitment to understanding pre-retirement and retirement is evidenced by our certifications. As a Certified Financial Planners™, we are required to act in your best interest, an assurance that we are working for you. What many teams miss is the importance of tax strategies in financial planning, especially in retirement years. Michael earned his Enrolled Agent designation, signifying expertise in taxes beyond the traditional financial certifications. We also know that Social Security and Medicare are pivotal portions of retirement, and to further knowledge in this arena, Michael became a Certified Social Security and Medicare Specialist™. We believe this unique combination of certifications gives us invaluable tools in our toolkit when it comes to the details of your retirement planning.

Email

custerfinancialadvisors@lpl.com

Phone

616-748-4919

Office Addresses

Zeeland | 1 Royal Park Drive, Zeeland, MI 49464

Jenison | 1848 Baldwin Street, Jenison, MI 49428

Ludington | 401 W. Ludington Ave. Unit 103, Ludington, MI 49431

Disclosures:
Harborfront Financial Group d/b/a Custer Financial Advisors (“CFA”) is a Registered Investment Adviser ("RIA"). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the United States Securities and Exchange Commission or by any state securities authority. The information on this website is for general information only. It does not constitute investment advice, or advice on tax or legal matters. Investment advice will only be given after a client engages our services by executing the appropriate investment services agreement and shall be subject to the terms and conditions therein. CFA renders individualized responses to persons in a particular state only after complying with the state's regulatory requirements, or pursuant to an applicable state exemption or exclusion. All investments carry risk, and no investment strategy can guarantee a profit or protect from loss of capital. Past performance is not indicative of future results. Advisory Services Offered Through Harborfront Financial Group (CRD#  331763).
*Securities offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC.
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LPL Financial and LPL representatives do not provide tax or legal advice.
Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Harborfront Financial Group, a Registered Investment Advisor. Harborfront Financial Group and Custer Financial Advisors are separate entities from LPL Financial.