The areas We Know best.
Pre-Retirees & retirees
Retirement is the start of an exciting new chapter, but it also brings a lot of new decisions. From tax planning to investment choices, there’s a lot to sort through. We believe we can be a valuable resource as you move into this next chapter, and would be excited to walk with you! Learn more about our specialization in pre-retirees & retirees here.
Physicians
Our focus on physicians started when Michael’s wife was in medical school. It didn’t take long to realize just how complicated the journey to becoming a doctor can be, and how few financial professionals were trained to help. From managing medical school debt to navigating attending‑level income, physicians often want tailored strategies designed to their world. We believe our first-hand experience offers us unique expertise that we would be honored to share with you. You may even catch our very own Dr. Custer in our YouTube videos from time to time! Learn more about our emphasis on physicians here.
Ramsey Followers
The Ramsey steps can be a helpful guide for building financial freedom. When you hit Baby Step 4, everything expands. You move from simple saving and debt payoff into a world of investing, tax strategies, and retirement planning. It’s a new level with new opportunities. We are proud to be a designated SmartVestor Pro, and look forward to seeing if we’re the right fit to walk with you as you navigate these opportunities. Learn more about our focus on Ramsey followers here.
Our breadth of knowledge doesn’t end there.
Planning Your Future with a Certified Financial Planer ™
A Certified Financial Planner™ (CFP®) brings a comprehensive, fiduciary approach to financial planning that can be especially valuable as you prepare for retirement. CFP® professionals are trained across investments, taxes, insurance, retirement income, and estate planning. Instead of looking at each area separately, we are trained to help you build a plan where all the pieces work together, like parts of the same engine.
Tax Planning with an Enrolled Agent on Your Side
An Enrolled Agent (EA) is the highest level IRS‑licensed tax professional, and having one in your corner can make a meaningful difference as you plan for retirement. People find tax expertise becomes especially valuable in retirement, where decisions about investments, Social Security timing, Roth conversions, and which accounts to draw from can significantly affect your long‑term tax bill. Our EA training can help blend long‑term financial strategy with trained proactive tax planning.
Certified Social Security & Medicare Specialist™
A Certified Social Security and Medicare Specialist (CSS™) helps make sense of the complicated rules around Social Security benefits and Medicare coverage, two areas that can directly impact your retirement spending power. a Our CSS™ training helps us focus on timing strategies, benefit coordination, and how your income may affect Medicare premiums. This means your financial plan can be built with fewer surprises and more intentional decisions.